- I was all set to get groceries using cash, according to My Plan. I had withdrawn $700 for the month, which was to include dog and cat food and some items for a winter stockpile of food. First trip out I got extra flour and coffee, both at reduced prices but bringing my grocery total to higher than I intended. The real strike-out, though, was forgetting to pay in cash and using the MasterCard out of habit. Same things week number 2! Apparently, old habits are hard to break...
- So now I am packing around a wad of cash, which I can't seem to remember to spend. But Husband, oh Husband remembers....now the MasterCard is going up and the cash is going down, do you see where this story is headed?
- Husband's family is in Newfoundland, all the way across this big country. We send our Christmas packages with a truck-driving friend who happened through town this month. Enter Christmas shopping, and an educational toy party, and now you have some extra spending that was bound to happen sometime but certainly adds to my sense of failure.
- Did I mention that we got a barn?
|Husband does the pumpkin carving 'round these parts. Not bad, eh?|
October used to be a month that I counted on to help us get ahead...there are 5 Fridays in October which, for us, means 5 paydays. I used to sit and look at our accounts and always put the extra paycheck either into savings or against whatever payment had the highest interest. This year it felt like October brought unforeseen spending rather than extra income, but I have to admit that some months are just like that. I have most of the cash to spend on next month's groceries and I need to try harder to stick to my plan. But I realize that the pressure I've been putting on myself regarding the budget is unnecessary and not helpful at all. I don't need to go around with rocks in my stomach because things didn't go according to plan this month. I spent more on groceries than I had planned but we have extra pet food for winter and food for ourselves. I am letting it go so that I can turn a new page with a new month beginning tomorrow. Onward and upward, yo!
|This picture has nothing to do with the post, but aren't my kids cute?!|